An Overview of Home Financing

Pre-qualification, credit scores, loan applications, mortgage programs, down payments, interest rates, ...   Let's face it, financing a home purchase is time consuming and can be an overwelming process. To help get you into the swing of things, we have gathered a general overview of the process from start to finish. Just click on the links below to learn more -- or refresh your memory.

• Lender Types
• Finance Agencies
• Loan Programs 
• Your FICO Score
• Applying for a Loan
• Need a Bridge Loan? 
• Loan App Checklist
• Locking in Rates
• Staying Approved
• How Escrow Works
• Closing Costs - Loans
• Closing Costs - Ins.
• Closing Costs - Taxes
• Seller Paid Closing
• Mortgage Saving Tips

We also are prepared to provide you with a list of our recommended loan providers. Whether you are looking for your first purchase or your retirement home, our lenders have a program to meet your needs. From no-down-payment or low-down-payment to ARM, bridge and reverse mortages. We supply the best, most knowledgeable people to work with. We promise to give you more than one so you can "test the chemistry" before you choose.

Call our 24-hour voice mail at 440-979-5318 for our Lender suggestions. We will respond promptly. You will appreciate their professional approach and thoughtful evaluation of your particular situation.