A number of factors determine the price range of homes you'll want to preview -- one of these factors is loan pre-qualification.

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

• Employment History
• Credit History and Scores
• Monthly Income and Expenses

With my knowledge of the mortgage market, I'll direct you to specialists who can discuss the wide range of mortgage products available today. There are many different types of loans to consider - FHA, VA, Conventional, First-Time Buyer, Low-to-No Down Payment, and even Bad Credit Loans. Together, we'll find the best loan for your situation.

Being pre-qualified provides you with a number of advantages. You save time by focusing immediately on properties that you know will work for you. You improve your negotiating position with the seller because they know your financing is assured. You can shorten the closing time because the application activities are all behind you. And, pre-approval is becoming a requirement in the showing of some properties. Sellers just don't want to be bothered if financing is not already secured.

Get pre-qualified -- it's to your advantage.

Having difficulties getting pre-qualified? Give our 24-hour voice mail a call. We will be pleased to give you a list of top notch lenders with whom we have worked with in the past. They will do a professional job considering your stiuation and suggesting the right program to satisfiy your needs.

Just call 440-9789-5318. We are constantly checking for calls. We will return your call promptly.